Refinance Assessment – Odin Mortgage

1 About You

2 Your Assets

3 Your Income

Expert Mortgage Advice for Australian Expatriates and Foreign Nationals Worldwide

This short online application will only take 5 minutes, and once completed our team will get back to you within 24-48 hours with a detailed assessment (with real numbers) on your borrowing capacity, eligibility, loan options, costs and more.

Let's start with a few quick questions about you and what you want to do.
What are your priorities for refinancing? (Tick all that applies)*
- Lower my repayments
- Get on a better rate
- Consolidate my debts
- Pay off my mortgage faster
- More loan features / flexibility
- Cash out from my property
What's your interest rate preference?*
What's your repayment type preference?*
What's your citizenship?*
Which country do you currently reside in?*
What's your current residential status?*
What is the rent expense?*
Input figures in the currency of your Country of residence.
i.e. Live in Hong Kong? Input figures in HKD
Enter the full amount as stated on the tenancy agreement even if you are splitting the rent with others.
No Label Field*
Do you currently have a mortgage against that property?*
Enter your mortgage details in the next page under 'Properties owned'
What's your marital status?*
Do you have any dependant children?*
What are the ages of your children? (Years old)*
No Label Field (Children 2)*
No Label Field (Children 3)*
No Label Field (Children 4)*
No Label Field (Children 5)*
Please ensure you have answered all of the questions above before proceeding to the next page.

In this section we'll ask you about your current mortgage and property details and whether you require any cash-out.

You can hit the 'Go Back' button at any time to change details and your information will be saved.
How many Australian properties do you or the other applicant (if applicable) currently own?*
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Please fill out the following details in AUD
Enter the first property details :
No Label (Mortgaged? 1)
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Enter the second property details :
No Label (Mortgaged? 2)
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Enter the third property details :
No Label (Mortgaged? 3)
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Enter the fourth property details :
No Label (Mortgaged? 4)
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Enter the fifth property details :
No Label (Mortgaged? 5)
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What's your name, email address, and phone number?*
Last name*
Email*
Phone*
Please ensure you have answered all the questions above before proceeding to the last page.

Great work, you’re onto the final section which is about your income and non-property related debts, and whether you’ll be refinancing with anyone else.

A payslip or bank statements might come in handy here.

Lastly, if there’s anything else you think we should know just leave your comments below - and you're done!
What's the main source of your income?*
When did you start your current job?*
YYYY*
What's your occupation?*
What currency are you paid in?*
Answer the following income-related questions in this currency.
What's your Base salary income?*
Before income taxes & voluntary deductions
No Label Field*
What's your Allowance income?*
If you don't receive any allowance, enter '0'
No Label Field*
What's your Commission/OT income?*
If you don't receive any commission/OT, enter '0'
No Label Field*
What's your last 2 years Bonus income?*
If you don't receive any bonus, enter '0'
Last year*
When did you start operating?*
YYYY*
What's your industry?*
What currency are you paid in?*
Answer the next questions using this currency
Please advise your last 2 (financial) years Personal net income before taxes.*
Use figures that were disclosed in your tax return.
Last year*
If you operate a company, please advise your share ownership percentage (%)*
Please advise the last 2 (financial) years Company net income before taxes if applicable.*
Use figures that were disclosed in the tax return.
Last year*
Do you have any non-property loans?*
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Please fill out some necessary details of your other loans
Enter first non-property loan details :*
Type*
Loan Balance*
Yrs left on loan*
Repayments*
Frequency*
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Enter second non-property loan details :*
Type*
Loan Balance*
Yrs left on loan*
Repayments*
Frequency*
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Enter third non-property loan details :*
Type*
Loan Balance*
Yrs left on loan*
Repayments*
Frequency*
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Enter fourth non-property loan details :*
Type*
Loan Balance*
Yrs left on loan*
Repayments*
Frequency*
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Enter fifth non-property loan details :*
Type*
Loan Balance*
Yrs left on loan*
Repayments*
Frequency*
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What's your total credit card limit?*
If no credit card, enter '0'
Enter limit*
Are you refinancing with someone else?*
If they are on the property title, they will also be on the loan
What's the other person's name and email address?*
Last name*
Email*
What's your relationship to this person?*
What's their citizenship?*
Is this person living with you?*
Which country does he/she currently reside in?*
What's their current residential status?*
What's their main source of income?*
Does he/she have any non-property loans?*
What's their total credit card limit?*
If no credit card, enter '0'
Enter limit*
Where did you hear about us?*
Anything else you think we should know?
Agreement*
- I agree that my data can be used for the purposes noted below.
You're agreeing that we can share your personal data with our lender partners for assessment purposes (no credit check will be made) and that we can use this data for marketing and analytics, and to make your experience easier. You can opt-out of sharing your data now by unchecking the box. You can also opt-out at any time by contacting us.

Communication Consent:
By submitting your contact information you agree to our Privacy Policy. You also expressly consent to have Odin Mortgage contact you about your inquiry by email, text message, or phone to the telephone number you have provided, even if that telephone number is on a Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Odin Mortgage.
Please ensure you have answered all questions before submitting.
The more accurate your answers, the more accurate your assessment!

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Expert Mortgage Advice for Australian Expatriates and Foreign Nationals Worldwide

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